Blackjack is a well-known card game available both in casinos and online. When two players reach a total of 21 in the same round, the outcome is not always straightforward.
Whether you are at a casino table or using an online platform, it could be useful to understand how results are compared and how payouts are determined. The guide below outlines what occurs when more than one player reaches 21.
In blackjack, each hand is compared to the dealer’s hand, not to other players’ hands. If two or more players reach 21, the result for each hand is decided separately against the dealer’s total.
If your total is 21 and the dealer finishes below 21 or goes over 21, your hand is paid according to the table rules. If the dealer also reaches 21, the round can result in a push, which returns your original stake. A two-card 21, known as a natural blackjack, usually has a higher payout, typically 3:2 in UK-licensed games.
The number of other players who reach 21 does not affect your hand. Each hand is settled individually, and the specific rules and payout rates can vary by table or online game.
If you do decide to try your hand at blackjack, remember to do so responsibly and within your means; never wager more than you can afford to lose.
In the UK, each hand is matched against the dealer’s hand. The goal is to have a total higher than the dealer’s without exceeding 21. If your total is higher than the dealer’s and under 21, the hand is paid according to the posted pay table. If your total equals the dealer’s, the result is a push. If your hand exceeds 21, it is a bust and the stake is lost.
A two-card 21, or natural blackjack, may pay at a higher rate than a 21 made with three or more cards. Checking the pay table before playing may help to clarify how payouts are applied for each game.
Other players’ totals do not affect the outcome of your hand. The result of each hand is determined solely by how your cards compare to the dealer’s hand. Each hand is evaluated independently, meaning that even if other players reach 21, it does not influence your result or any potential payout.
For clarity on specific rules, it could be a good idea to consult the game rules or the online help section for each table. These resources provide guidance on how hands that reach 21 are treated, as well as other table-specific procedures that may apply.
When both you and the dealer reach 21, the composition of the hand is taken into account. If you have a natural blackjack and the dealer has a 21 made up of multiple cards, your hand is generally paid at a higher rate, usually 3:2. For example, a £10 stake would return £15 in winnings in addition to the original £10.
If both you and the dealer have a natural blackjack, the round is typically considered a push. Any specific handling of tied totals is outlined in the table rules or the information panel.
A natural 21 consists of your first two cards totalling 21, usually an Ace and a 10-value card. If the dealer does not have a natural 21, this hand is typically paid at a rate of 3:2. If the dealer also has a natural blackjack, the round can result in a push, returning your stake.
Some games may use variations, so it could be a wise move to review the pay table before playing.
Blackjack is played against the dealer rather than other players at the table. Even if multiple players reach 21 in the same round, each hand is settled individually based on the dealer’s final total.
A two-card 21 is considered a natural blackjack and is usually paid at a higher rate than a 21 made up of three or more cards. This distinction is why a player’s natural blackjack can beat a dealer’s multi-card 21.
House rules may differ between tables. Details such as blackjack payouts, the handling of pushes, and other table procedures are provided in the rules. Reviewing these rules before joining a table could help clarify how results will be determined.
**The information provided in this blog is intended for educational purposes and should not be construed as betting advice or a guarantee of success. Always gamble responsibly.
*All values (Bet Levels, Maximum Wins etc.) mentioned in relation to these games are subject to change at any time. Game features mentioned may not be available in some jurisdictions.