If you have ever placed a football bet, you might have wondered what happens if the match goes to extra time. For anyone new to betting, the rules around what counts may feel unclear, especially once those additional 30 minutes come into play after the regular 90.
Different bookmakers handle markets in their own way. There are standards in place to ensure fairness, but how your potential bet is settled depends on the exact market you choose and how it is described.
If you would like a clear, simple overview before your next wager, this Mr Luck explains when extra time matters and when it does not. Read on to learn more.
In football betting, what counts as full time is usually 90 minutes plus stoppage time. Most standard markets, such as match result or both teams to score, are settled on the score at that point. Anything that happens in extra time does not affect these bets.
Some markets are framed differently. Options like to qualify or to lift the trophy include whatever is needed to decide the tie, which means extra time and, if required, a penalty shootout. The key is the market wording. If you see labels such as 90 Minutes or Full Time Result, they almost always follow the 90-minute rule. If the description mentions extra time or penalties, those periods are included.
If you are ever unsure, you might find it helpful to check the market explanation on the event page or your bet slip before confirming.
If you do decide to try your hand at football betting, remember to do so responsibly and within your means; never wager more than you can afford to lose.
If a match is level after normal time and extra time, it can be settled by penalties. For most 90-minute markets, your bet will already have been settled at the end of normal time, so the shootout does not count.
Markets that focus on progression do cover penalties. With ‘to qualify’ or ‘to lift the cup’, your bet pays out based on who goes through, whether that happens within 90 minutes, in extra time or via a shootout. This is common in knockout competitions like the FA Cup or Champions League.
Let’s have a look at a simple example. If it is 1-1 after 90 minutes and Team A later wins on penalties:
If you want extra time itself to influence your wager, there are specific markets designed for that.
Some football bets are built around the periods beyond 90 minutes. Understanding how they differ from standard markets could make it easier to choose the right one to suit your preferences.
Match Result is usually settled on the score after 90 minutes plus stoppage time. That means goals, cards or corners in extra time do not change the outcome for this bet. If a knockout tie is level after normal time, the Match Result still stands on that score.
To Qualify works across the entire tie. It is settled on who advances, regardless of when or how it is decided. If your team goes through in extra time or on penalties, a To Qualify bet on them is paid as a winner. It is a straightforward choice if your focus is simply on progression rather than the 90-minute result.
There are also markets that look only at what happens in extra time. Examples include Extra Time Result, To Win in Extra Time and Extra Time Correct Score. These ignore the first 90 minutes and settle purely on the additional half-hours.
You might also see Method of Victory, where you pick whether the tie is decided in normal time, extra time or on penalties. In-play options can appear too, such as first or last goalscorer in extra time, or specific stats limited to that period.
Names and descriptions matter here. The bet slip will show what is included and what is not, so a quick read of that text will tell you exactly how your potential selection will be settled.
Curious about betting on football in a place that is clear and straightforward to use? Mr Luck is licensed and regulated by the UK Gambling Commission (UKGC), and our market descriptions spell out exactly how each bet is settled, including whether extra time or penalties apply.
You will find a broad choice of football markets, from Premier League fixtures to international tournaments. It is easy to pick between options like Full Time Result, To Qualify, Method of Victory or bets that focus only on extra time. Odds and terms are shown in simple formats so you can compare at a glance without any experience.
If you need a hand, our support team can walk you through how a market works before you place a bet. Account management tools such as deposit limits and time-outs are available in your profile to help you gamble responsibly and in line with your preferences and budget. Always keep responsible gambling practises in mind.
**The information provided in this blog is intended for educational purposes and should not be construed as betting advice or a guarantee of success. Always gamble responsibly.
*All values (Bet Levels, Maximum Wins etc.) mentioned in relation to these games are subject to change at any time. Game features mentioned may not be available in some jurisdictions.